Terms and Conditions - Payment Gateway

• Registrant agrees that payment of registration fees is required to confirm a conference booking.
• Payment methods accepted include credit/debit cards, net banking, UPI, and supported wallets as offered by the payment gateway at checkout.
• The website does not store full card numbers or CVV details; card data is processed by the third-party payment gateway.
• All online payments are routed through the selected payment processor and its merchant account.
• By clicking the payment confirmation button the registrant accepts these Terms and Conditions and authorizes the transaction.
• Transaction processing times depend on the payment method and the payment gateway; the organiser is not responsible for bank or gateway delays.
• Registrants must provide accurate billing information; mismatched or false data may cause payment failure or cancellation.
• Payment receipts and transaction references will be generated by the gateway; registrants should retain those references for their records.
• Refunds, if permitted, will follow the refund policy published on the registration site and may require verification of the original transaction.
• Chargebacks initiated by cardholders will be investigated and may result in cancellation of registration if claims are found valid.
• The organiser reserves the right to cancel or suspend registrations where payment is suspected to be fraudulent or disputed.
• Any fees charged by banks for international transactions or currency conversion are the registrant's responsibility.
• Taxes, service charges, and gateway fees will be disclosed at checkout and form part of the total payable amount.
• Registrants should keep copies of payment confirmations and transaction IDs; registration fees are non-refundable where stated and the organiser is not liable for losses from failed or improper transactions.
• Refund timelines and methods comply with the payment gateway's processing rules; refunds will be made to the original payment instrument unless otherwise authorized.
• The organiser may use masked transaction tokens or references for reconciliation and will not expose full payment credentials to staff.
• Personal data required for payment will be shared only with the payment gateway and service providers strictly to complete the transaction and fulfil administrative needs.
• The organiser may disclose payment and registration details to financial institutions, auditors, or authorities where legally required.
• In the event of a technical failure on the registration platform or gateway, the organiser will attempt to notify affected registrants and resolve payments promptly.
• Questions about payments, refunds, or disputes must be submitted to the conference support contact within the timeframe specified on the registration site; unresolved disputes may be escalated to the payment gateway or relevant financial authorities.